Allāhumma 'innī ‘a`udhu bika mina ‘l-bukhl, wa ‘a`udhu bika mina ‘l-jubn, wa ‘a`udhu bika min ‘an ‘uradda ilā ‘ardhali ‘l-`umur, wa ‘a`udhu bika min fitnatid-dunyā wa `adhābi ‘l-qabr. O Allah, I seek Your protection from miserliness, I seek Your protection from cowardice, and I seek Your protection from being returned to feeble old age. I seek Your protection from the trials of this world and from the torment of the grave. Reference: Al-Bukhari, cf. Al-Asqalani, Fathul-Bari 6/35